At ERICON Broker, we understand the unique challenges expats and military personnel face when arriving at their new posting. Finding affordable and reliable insurance for your car, motorbike, motorhome, caravan, or any other vehicle can quickly become overwhelming.

After “shopping around,” many discover that insurance works very differently from what they’re used to back home—often leading to confusion and uncertainty.

Too often, this results in choosing the quickest, most convenient option—only to find out the policy doesn’t meet the terms of application, or at claim time that the promised benefits are delivered, leading to costly surprises.

That’s where we come in. For more than 15 years we have guided thousands of clients through the complexity, helping them make informed decisions and secure the right coverage – ensuring you’re protected when it matters most.

Understand Your Insurance Before You Commit

Insurers and especially their representatives commonly praise their product to be “the best”, “the most comprehensive” and/or “the cheapest”, relying on the fact that their new customer does not speak the native language. Hence, for a non-German speaking person it is virtually impossible to swiftly verify such proclaimed pledges, purely because the Terms & Conditions are written in a foreign language and juridical papers are very rarely meant to be understandable, not even to local consumers.

Indisputably car insurance is not rocket science, thus every respectable intermediary giving advice to most particularly military personnel, regardless of kind - NATO, Canadian Forces or SHAPE - should be able to explain the particularities within no time and send the appropriate “small-print” before asking their potential new client to take the motor insurance offer to the next level - proposal.
Therefore, should you ever find yourself in a rush or want to sign-up over the phone, latter having its advantages, why not ask about the exclusions for the type of insurance cover you wish to purchase. This method is quick, very effective and bearing the general rule in mind: "if a benefit is not excluded it is covered!", a safe approach.

Important advice:
Should you have already signed up but do not feel comfortable with your choice– no worries! German insurance proposals can be revoked within 2 weeks of receiving the policy documentation and all relevant paperwork.
For more advice, please do no hesitate to contact us.

Does your motor insurance plan offer the following terms / benefits/ services?

 

WHY NOT ?????

The above-mentioned selling points are standard benefits and services, thus no reason for any BFG, NATO or SHAPE personnel to find themselves without. Furthermore, our expertise, professionalism and consistent urge to improve customer service are secondary but also solid arguments why you can place your trust in ERICON broker.